Manpower Group Credit Analyst in Charleston, West Virginia

Credit Analyst- Charleston WV area

Position Overview

The Credit Analyst provides support to the Commercial/Mortgage/Consumer Lenders by conducting underwriting analysis and loan structure that accurately determines the credit worthiness of commercial/consumer customers and identifies and mitigates key risks.

Essential Job Functions

  • Supports the Credit Manager and Loan Officers with credit underwriting efforts by

o Spread and interpret financial statements to identify and communicate issues regarding the all source documents. Entry level position and less complex loan request and documents.

o Analyzing cash flow analysis. Calculating risk.

o Prepare and deliver loan presentations for loan approval/rejections. Makes recommendations to committee.

o Conducting industry and company research on current trends.

o Conducting annual loan reviews for compliance and/or exceptions.

o Follows established bank policy and procedures and identify any policy exceptions.

o Provides high quality customer service to internal and external customers.

  • Provides information by

o Communicating weekly status updates with lending officer and/or Credit Manager.

o Records motions by discount loan committee and provides copies to the appropriate recipients.

Non-Essential Job Functions

  • Other duties as assigned.

Requirements

  • Bachelor's Degree in Finance, business or accounting.

  • Zero to One years of experience in credit or financial analysis, lending or underwriting or equivalent combination of education and experience.

Other Skills/Abilities

  • Proven experience and knowledge in financial and spread analysis, credit, lending and underwriting processes.

  • Previous experience working with various types of loans.

  • Working knowledge of credit risk legal and regulatory requirements.

  • Ability to perform cash flow analysis, analyze financial statements, tax returns and credit reports.

  • Strong computer skills. Proficiency in Microsoft Office.

  • Excellent interpersonal and customer service skills, tact and diplomacy in dealing with customers and employees.

  • Strong oral and written communication skills.

  • Strong analytical, problem-solving, organizational and conflict resolution skills.

  • The requirements listed above are representative of the knowledge, skill and/or ability required. Reasonable accommodations can be made to enable individuals with disabilities to perform the essential functions.

Physical Requirements

  • Must be able to sit, walk or stand for extended periods of time.

  • Must be able to travel for business related matters.

Manpower is an EEO/AA/ADA/Veterans employer.

Please apply directly at www.manpower.com or call 304.346.0093 for more information.